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{lx vM[rn|px
[llK Yyp lY ~YK Yz{

Rl cx{Mop
{lx vM[rn|p Urn|Y
{lx vM[rn|p AYYx
Yw |{nzx

~ty[v{ rl vpv nYj rl  r{ Rorp  rj {hv [jp{Y  W r pY ply{ ~K u[x z. K nrlv vpyp[ [jx {pf {h {  Rlx vf ~lp Wrvj |z vpyp ~Z{Y f ry {l{z  Y [l p { ~x. vly [rY t rj vo~mpx cpz Y{{p t f z zx Rn xp |z rz ~l vpyp nnpY . [r ly ry [ Rn [x vpyp W{ rlxY Rnny rz n U~ { RhKtyxp tz ~p Y [l  x. Wvpf t~ t f l{l WYY {z vp x. Rl R{y Yvxpf rzq{p yp  XfppYf {h llYM}x ~ rzqp{Y Up[ ~ x. n [l rz{z t ~~ pY {Mjxp ~llK Yy . Wx z rx n plpK npp rf ~qp Yyp f xp Sp[ nK {Mjx { p {Mj ~YzpxY ~v[ y Wxp z~p j. ~rl {Mjx SYv{ [x {Mj{zxY A Rllf vl {y j. nppf rf Y{p, vpypf rz xp ~ppzx YlyK Rry ~lYf  lYf YK xp{ Rl n? zl l{y R~ avlYyxp vl {p, npp rxp ~l {~`xf rl{p, vpy rz t RK RxllK ~xp Rr Ul~{ ~vx { YzxY [{pp RK RxllK Yjp y Yh{zx. Wl, A ~pny y r xp nRl [p, ~ xp xp [p Rr ~l lpp vp{ n?
Rr RMYx { ty nyp Rpxp Rxvp  RhY rvj Urxpp  RK ~Y~p ~ppzxp ~. cx thYf ryp Rll Rx vp v}K SYf{ S r [xl rv. p[yx n, Rl [K npN{zn, n~ {q Yzrx , YMxz  YKz l n xp {p~Y p{ Rx cY RMYx {v r[{ ~Y~px. ~{~Y v rp RKv vp ~{p th Yf ry{[p RYy Yypp{p x. RYY[ nx vp~xp f n{~ [hp[ n~Y ~ny ~nxpx. ny[l p RMY tyf Rnyx q[ xYl{xp vn R~{~zzY ztp ~{ ry}xpx. Wl A v{M Ruvlx ~ xp R[ ~lf Uyv n? tlyxY rrlyxpf Rx [vpG Yzz x. th{ x. p[ [vpG WYf xp WY Rxxf zFc{f Yyj. RKvf lllf [ x p [f{. R~z {~ [K [H l lypf {r~p tzppf, ~p~ppf Yyj. rYf MvjYy{p Rly {{ {pv [vpG ~lx. vz rlly [vpG p ~q x. lx vl rp Rp, ztf jp ~y{ rllz l ~l xmMmxp ly ~pnyl{xf z~ xp p{Ylx. K x Ylp, xxp Rp rrl RK v~ly, [vpG vx Rp A{ txx x rY}r Yyp FllYxp x. K ~v~lx R{~p rszx cl z ~Z zZp{zf Rp{ R.r.~ U~~ r  Tf S RorpxY zn Ypl{p[ x{ ~xxf nx (10%) ~v{ SYv{ xvx. cx Rn n{~ rvZl{ }rnp }lxf n~ [jpY |Y Ypl{p ~x [l p vx.
yfY cxY ~~YY Ruvlx A yG Ypl{f ~zYp RYyxp x Y. Rp[l ryryY {l ~~Yx Yy lt[p xK |z v{yY {hl x|z r[Yx Rx x. nY }rnp { xj Y rvp  xlz r~YK p[ ~f { rvp {lx }lxp rnpp  p[ ~pp pl. WY Y}lxp {y RYzrxY  {hl n vp~Y {f rf{Y Mvjx Y xlx. K yG {hl S R[xY [pp rvZ r R`K Rxlp{z R {f rf{, Nlp  {fr, ~{ lll{xp, r~YK xpx ~zY tzK  {pl ~ RxlpxYf ly[ Y p lyK |}f lll{xY A{ r{. RlK RxlpxY r{p h r~YK h Rvl|xf{l Rlx ~Y ~lx. ~Zx ~Krpp t{ [p Wv Rxlp{zp ~Z Rvl|x U[l xlx. xK TK ~q r{p r~YK ~z~. z RK pzx ~rx. pzx  ~p zf Nz nYYf Ry n ztp Rl. Rorp R{~m, lyj xf R{| p{l K vpv o rjK n x Y. Wl, {~ {h Y xl t{ ~tx. q rsz plpK ~xK rhpxY pp Rl. Wx RvllY pN. r~z }xxY {h p pYypp pK q rsz plpK, [y{yx[p  nvrxp[p A ~q rhpxY Wzz p{pp n? K ~vp lxx. Wl, K Yf~ rvjY zx ltpp pK Wx xmMmxp ly ~pnyl{xY xx v x rv Xt { nY{p Rl. v rvjx  S rxY R R`K Rxlp yj f {pl R`K Rxlp n t [jpY Rl. K{x |vx ~y YK, z[Y tzlYyYK, ~{xf p~~ {f rf{Y  {pl Wt Rxrl n n J. ~{x xl x{xp[ pvp xYyYK n R xl ~K n {xp rp{ np Rl. Wl, K ~xzz ~vpYyjx v tz{l R~oyjx. vxf yno{ p[ ~x xlx. x Y xlx. Wx Y YY XJ xxf, ~nxf  RKvf R`zz [ vp pN. |{nz xp yply ~~ [fK{zp ryj plpK [ vy [pp lp xx Rn n{~ r vlx. Wt ~K ~{p t{ ~tx. Wx ~v~lx pN. RpY, vt ~~p Rll Sl ~ r|lx. R{~p{ {pp A vlxf ~v~lx xfv  Wx r vlx t{f vo y ~vc[l vx. Wlp XJtf Rll o vo y ~vc[l { K vl{nx rv. cprx  { SzvY R  R Y  r{l {MlYyjxp XJtf [x RYzrvx v{yYf cpvo vnl x xlx. Wt ~vc v{yYf vl {p vovx YMxuyxY ~{pp Rh{p t{ Bpv RxY r[pp t{f ~YxY pl.
l{l Sl {n[l r|pxY v  p[x xlx. {xY   ~vc r[K  [vpG x{xf rpvp {pYv rtq{x. Rx[ alx  ~v rl vGfvY r{p t{ xpp Rx? Wxf R{~m [jp{Y n~p z~ rp{p{ x x. YfpxY n~ {q Yzrx 60,000Y rvj x{x ~. p 1%Y pyY z~ ~ypp pK x  lyK |z ~Z{Y vl {p Rl. Wx nY R`K }lx x{xp[ ~|} {ynY n? {pl {ap{zp Rpp pK [vpG Yzzp pyY pK YKr~ Yzzp qn? rx~y x{xp qn? XJ YMxz x{xp qn? RzYxp q n? {n{yp q n? xp  n~Y r|p R~x Y. ~vcxY z~ Ylpl R{| rxp ly { lll{xp x Y. Y xll Wx ztz v p{l{ {hl q lll{xY Mvjx vx. Y{y }lxY N{ A |vxf  Ruvpx ztv x. ~ x yf yp A nRl{zf Rr[ [y{x r pvx. Rr RK [llK Yyp ~xxp[ Rp[lx ~llK vf WYlp v ~q Yzx rj Rl.